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The Fit Life

Your Next Step Starts Now


The Fit Life Newsletter!

Financially and Physically Fit. Grounded in Faith.

Progress Begins with a Decision

Here’s the truth—your life will not change until you decide to change it.

We’ve talked a lot about gratitude, about recognizing where you are in your journey, and about celebrating small wins. And that’s important. But at some point, reflection has to turn into action.

If you’re waiting for the perfect moment, for motivation to strike, or for everything to magically align before you take your next step….stop waiting.

Nothing changes until you decide to move forward. Progress doesn’t happen by accident. It happens when you take ownership of your thoughts, your actions, and your future.

Today is the day you stop letting your circumstances dictate your growth. Today is the day you move forward.

Rewire Your Mind, Rebuild Your Body

Your body will go wherever your mind tells it to go. Do you ever have thoughts like this…..

  • “I’m not built for this.”
  • “I’ll never be in shape.”
  • “I don’t have time to work out.”

If you do, that is exactly what your body will believe.

But if you tell yourself….

  • “I am strong and getting stronger.”
  • “I make time for my health.”
  • “Every workout is progress.”

Then your body will respond positively. Your thoughts shape your actions.

As we all know, fitness is not just about being the right weight, gaining muscle, or looking great. It’s about having the energy, strength, and endurance to live the life you were made for. It’s about being able to run with your kids, hike that mountain, or carry your groceries without feeling winded.

And it starts with a decision to make movement a priority.

Our Takeaway: This week, let’s change the way we talk to ourselves about our health. Every time a negative thought about your body or ability creeps in, replace it with a truth that moves you forward. And take action by moving your body in some way, every single day.

The Cost of Staying Stuck

Let’s talk about the biggest lie people believe about money: “I’ll figure it out later.”

Later turns into months. Months can turn into years. And before you know it, you’re in the same financial position you were five years ago…. maybe even worse.

Every day you delay making a financial plan, you are paying a price.

  • The price of stress and anxiety.
  • The price of lost opportunities.
  • The price of compounding interest working against you instead of for you.

But here’s the good news: Just like in our physical fitness, financial progress starts with a single step. Not a perfect plan. Not a massive overhaul. Just a decision to move forward.

Your thoughts about money matter, too. If you constantly think:

  • “I’ll never get ahead.”
  • “Money is too complicated.”
  • “I can’t afford to save.”

Then your actions will reflect those beliefs. But if you tell yourself:

  • “I am in control of my money.”
  • “I am learning how to build wealth.”
  • “I make smart financial choices daily.”

Then you will make decisions that align with those truths.

Our Takeaway: This week, take one intentional step forward with your finances. Whether it’s setting a budget, increasing your savings, or creating a plan to pay off debt—make a move today, not later.

Step Into the Life God Has for You

“Do not conform to the pattern of this world, but be transformed by the renewing of your mind.” – Romans 12:2

Here’s what you need to know: God created you for more than survival. More than just getting by. More than sitting in the same struggles year after year.

God created you to grow, to learn, and to thrive.

But growth requires transformation. And transformation begins with renewing your mind—aligning your thoughts with His truth instead of fear, doubt, or complacency.

If your mind is filled with thoughts like this…..

  • “I’m not good enough.”
  • “I’ll never change.”
  • “God must have a plan for someone else, not me.”

Then you are believing lies that have the ability to hold you back from your purpose.

But if your mind is filled with thoughts that God believes about you…..

  • “I am fearfully and wonderfully made.” (Psalm 139:14)
  • “God has a purpose for my life.” (Jeremiah 29:11)
  • “I can do all things through Christ who strengthens me.” (Philippians 4:13)

Then your life will begin to reflect those truths. Faith and mindset go hand in hand.

Our Takeaway: This week, write down one limiting belief that’s holding you back. Pray about it. Surrender it. And replace it with the truth of God’s promises.

WOD: Take Action!

  1. Physical: Change your internal dialogue and move your body every day this week.
  2. Financial: Take one decisive step to improve your financial situation—today, not later.
  3. Spiritual: Identify and replace one limiting belief with God’s truth.

The Time Is Now

This is it. The moment you stop waiting and start choosing progress.

Not next week. Not next month. Today.

Decide that you are worth the effort. Decide that your health, finances, and faith are priorities. Decide that your past does not define you.

Because here’s the thing…. No one can do your push-ups for you. No one can make wise financial choices for you. No one can grow your faith for you.

It’s on you. But you are more than capable. You have everything you need to move forward.

So take that first step. And then another. And watch how your life begins to change.

113 Cherry St #92768, Seattle, WA 98104-2205
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The Fit Life

If you're looking to improve your life financially, physically, and spiritually, The Fit Life newsletter is for you. Nate provides actionable financial advice, fitness tips that fit into your busy schedule, and solid faith-based insights that matter. The Fit Life is designed for people who want to create intentional, balanced growth in their lives but don’t have time to waste. People looking for a healthier, more purpose-driven life, will find this short, weekly resource incredibly useful for their body, money, and spirit. Each week, you’ll receive a personal note from Nate, sharing life lessons, personal stories, or reflections designed to inspire and motivate. You’ll also get simple, real-life, financial tips to keep your money on track, helpful fitness guidance for physical wellness, and a grounded faith message to nourish your spirit. Because living your best life requires taking action, every issue will include a Workout of the Day—an action step designed to help you make small but impactful changes in real time. The Fit Life will empower you to thrive in all areas of life—helping you create the reality you truly want.

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