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The Fit Life

Time to Transform


The Fit Life Newsletter!

Financially and Physically Fit. Grounded in Faith.

We’re taking a slightly different approach to the newsletter this week. Hope you like it.

Nate’s Notes: The Power of Small Shifts

In one of my recent random journal entries I wrote something like this:

"It seems that many people think transformation happens in one big moment or in one massive breakthrough. In my life, transformation has happened through a series of small but important changes and intentional choices that I’ve made in the quietest parts of the day, usually by myself with nobody around to see.”

I’ve been reflecting on how change actually happens. Not the overnight, flashy kind, but the deep, lasting kind. The kind that truly changes who you are from the inside out.

Not long ago, I made a commitment to myself: to push harder in my workouts, to refine some financial habits, and to lean into my faith in ways I hadn’t before. Not in huge, dramatic ways, but in small, consistent steps. Some days, I have felt like I was making progress. Other days, it has felt like I was standing still. But looking back on the process? I see it clearly.... real, authentic transformation.

That’s the key that I don’t want you to miss: transformation isn’t a one time decision that you either get right or wrong. Transformation occurs through a thousand small decisions. Every time you choose the workout instead of the excuse, the wise financial decision over the impulsive one, or faith over fear, you are moving toward the person you want to be and are transforming your life.

If you’re in the middle of your own transformation and it feels slow, keep going. The seeds you’re planting today will grow. Trust the process.

Nate's Quotes:

“We do not rise to the level of our goals. We fall to the level of our systems.”

— James Clear

This quote hits hard because it removes the illusion that setting goals alone is enough. It’s not.

Anyone can set a goal: losing weight, saving money, getting closer to God. But goals mean nothing without systems to support them.

• Do you want to get in shape? Your system needs consistent workouts and healthy eating habits.

• Do you want financial freedom? Your system needs automated savings, intentional spending, and a plan for growth.

• Do you want spiritual growth? Your system needs daily prayer, scripture, and moments of silence.

When people fail, it's not usually because their goals were wrong, but because they did not build a structure to sustain them. They relied on motivation, and when motivation faded, they had nothing left to hold them up.

So here’s the challenge: Don’t just set goals. Build systems. Create daily habits and routines that make your success inevitable. When your system is strong, progress becomes automatic.

The Art of Life Transformation

Transformation is not about waiting for the right moment. It’s about becoming the kind of person who naturally achieves the life you want.

The simple truth is this: If you want a different life, you have to start living differently. Not tomorrow. Not when it’s convenient. Right now.

Life transformation is more likely to occur when you focus on three things:

1. Your Mindset: What you believe about yourself dictates your actions. When you change your thoughts, you change your life.

2. Your Systems: Create habits that support your growth. Success should be automatic, not forced.

3. Your Environment: Surround yourself with people, resources, and influences that move you forward. You will become what you immerse yourself in.

Do you really want transformation? Start today. One new thought, one new habit, one new step in the right direction. Do it every day, and watch how your life changes.

To Quickly Wrap This Up....

Right now, you are one choice away from a better life. One decision away from the shift you need to make. One system away from making success inevitable.

Don’t wait for the perfect moment. Start now.

The only way to create the life you want is to start living it in this current moment.

113 Cherry St #92768, Seattle, WA 98104-2205
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The Fit Life

If you're looking to improve your life financially, physically, and spiritually, The Fit Life newsletter is for you. Nate provides actionable financial advice, fitness tips that fit into your busy schedule, and solid faith-based insights that matter. The Fit Life is designed for people who want to create intentional, balanced growth in their lives but don’t have time to waste. People looking for a healthier, more purpose-driven life, will find this short, weekly resource incredibly useful for their body, money, and spirit. Each week, you’ll receive a personal note from Nate, sharing life lessons, personal stories, or reflections designed to inspire and motivate. You’ll also get simple, real-life, financial tips to keep your money on track, helpful fitness guidance for physical wellness, and a grounded faith message to nourish your spirit. Because living your best life requires taking action, every issue will include a Workout of the Day—an action step designed to help you make small but impactful changes in real time. The Fit Life will empower you to thrive in all areas of life—helping you create the reality you truly want.

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